As an employee, it is important to keep track of your provident fund (PF) balance. The Employee Provident Fund Organisation (EPFO) is the regulatory body that manages the PF accounts of employees in India. In this article, we will guide you through the various methods of EPFO balance check.
What is EPFO?
The Employee Provident Fund Organisation (EPFO) is a statutory body that manages the provident fund accounts of employees in India. The EPFO is responsible for implementing the Employees’ Provident Fund (EPF) and Employees’ Pension Scheme (EPS), which are mandatory for most companies in India.
Why Check Your EPF Balance?
Checking your EPF balance is important for several reasons. It helps you keep track of your retirement savings, plan your investments, and ensure that your employer is contributing to your PF account as per the legal requirements.
Methods of EPFO Balance Check
There are several ways to check your EPF balance:
1. EPFO Portal
The EPFO portal is the official website of the EPFO. To check your EPF balance, follow these steps:
- Visit the EPFO portal at https://www.epfindia.gov.in/site_en/index.php.
- Click on the “For Employees” tab and select “Our Services.”
- Click on “Member Passbook” under the “Services” section.
- Enter your UAN (Universal Account Number) and password to log in.
- You can view and download your EPF passbook, which will show your EPF balance, contributions, and withdrawals.
2. UMANG App
UMANG is a mobile app developed by the Indian government that provides access to various government services. To check your EPF balance on UMANG, follow these steps:
- Download and install the UMANG app on your mobile phone.
- Register on the app using your mobile number.
- Click on the EPFO icon and select “Employee Centric Services.”
- Enter your UAN and OTP to log in.
- Click on “View Passbook” to check your EPF balance.
3. Missed Call Service
EPFO also provides a missed call service to check your EPF balance. To use this service, follow these steps:
- Give a missed call to 011-22901406 from your registered mobile number.
- You will receive an SMS with your EPF balance details.
4. SMS Service
You can also check your EPF balance by sending an SMS to 7738299899. To use this service, follow these steps:
- Send an SMS to 7738299899 from your registered mobile number.
- Type “EPFOHO UAN” in the message body, where UAN is your Universal Account Number.
- You will receive an SMS with your EPF balance details.
Conclusion
Checking your EPF balance is important to keep track of your retirement savings and ensure that your employer is contributing to your PF account as per the legal requirements. In this article, we discussed various methods of EPFO balance check, including the EPFO portal, UMANG app, missed call service, and SMS service.
Can I check my EPF balance without a UAN?
No, you need a UAN to check your EPF balance.
How often should I check my EPF balance?
You should check your EPF balance at least once a year.
Is there any charge for EPF balance check?
No, all the methods of EPF balance check are free of charge.
What is the maximum EPF contribution limit?
The maximum EPF contribution limit is 12% of your basic
Can I withdraw my entire EPF balance?
Yes, you can withdraw your entire EPF balance after retirement, resignation, or in certain exceptional circumstances such as critical illness or permanent disability.
Thank you for reading this article on EPFO balance check. Stay informed and stay on top of your retirement savings!